Ouch, low blow. =(
On a side note, he is being lent equipment.
The point is a good one regardless though. The jump is pretty big, so it would be nice to just fill up that gap for younger players who don't have a colony.
You have failed to realize that changing your type costs 100 thousand. so there is no need for weapons and armor that costs around that, just change to a tree and girth up, etc.